No, as Medicare does not cover general dental care such as checkups, cleanings, fillings, or dentures. Medicare Advantage does cover some routine dental services, so check with your plan to see what dental services may be covered. You cannot use your dental insurance and your dental savings plan for the same procedure, in accordance with insurance policy rules. Your dentist can, however, help you to coordinate treatment using both your savings and insurance plans. Our plans may also be used to reduce your out-of-pocket dental care costs once you’ve reached the annual maximum on your dental insurance plan.
Your discount dental plan can be utilized the day of activation. Just show the participating dental provider your Member ID Card and they will honor the discounted rate according to the fee schedule of your plan.
No, there are no maximums to limit your savings with dental savings plans.
Fee schedules are a list of set charges for various medical/dental procedures. Procedures are associated with a code (dentists use a “Dental Procedure” code, also known as an American Dental Association/ADA) CDT code. A fee schedule is primarily used for insurance reimbursement billing, and the ADA CDT code helps to identify the exact procedure/s in your treatment plan.
No. Unlike dental insurance, dental savings plans enable people with pre-existing conditions to get affordable dental care.
Members cannot use two plans in the same office at the same time. However, you can purchase more than one discount plan from DentalPlans.com to use at separate offices. For example, if your orthodontist participates in the Aetna Dental Access Plan and your general dentist participates in the UNI-CARE 200 Discount Dental Plan, you can purchase both plans to use at the appropriate office.
Our plans may also be used to reduce your out-of-pocket dental care costs once you’ve reached the annual maximum on your dental insurance plan. You cannot use your dental insurance and your dental savings plan for the same procedure, in accordance with insurance policy rules. Your dentist can, however, help you to coordinate treatment using both your savings and insurance plans.
Discount dental plans are an affordable, easy-to-use and hassle-free solution for anyone looking for dental care savings. Below is a comparison guide between discount dental plans and dental insurance to help you make an informed decision.
DISCOUNT DENTAL PLAN Characteristics Include:
- · No annual limits – plan members enjoy discounts on most dental care services all year long
- · Most plans activate within 3 business days
- · No tiresome paperwork hassles – plan members simply present their membership card at a participating dentist office for discounts on most dental services
- · No health restrictions – there is no need to wait for comprehensive dental treatment plans
- · Select plans include discounts on dental specialties, including cosmetic dentistry and orthodontics
- · Consumers pay affordable membership fees for access to a network of dentists offering discounts on most dental procedures
- · Available directly to individuals, families, businesses and groups
DENTAL INSURANCE Characteristics Include:
- · Limitations, deductibles and annual maximums
- · Waiting periods for major dental procedures
- · Tedious and time-consuming written claims process
- · Limitations/exclusions on pre-existing conditions
- · Certain dental specialties, such as cosmetic dentistry, are rarely covered
- · Consumers pay expensive monthly premiums for defined coverage
- · Typically inaccessible to individuals and families unless provided by their employer
Even if you already have dental insurance, the discounts offered by our discount dental plans may be used along with your dental insurance for even more savings on your dental care. Please consult with a participating dentist or dental care specialist before beginning treatment.
Discount dental plans are an affordable and easy-to-use alternative to dental insurance. Plan members have access to a large network of participating dentists that have agreed to offer their services at discounted fees. Dental savings plans work like a club membership; you pay an annual fee and receive savings on dental services throughout the course of your membership. There are no paperwork hassles, claims to file, or pre-existing condition restrictions. You are paying for access to a network of dentists who offer reduced fees for a variety of procedures to plan members.